First Time Homebuyers Mortgage Opportunities in PA & NJ
Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.
A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.
Learn about FHA and VA loans.
Learn about state bond programs.
We can tell you more about loan options for first-time homebuyers.
Serving All Communities
Trident is dedicated to making home ownership a reality for all families across Pennsylvania, New Jersey, Delaware, and Maryland. We offer many affordable housing options through our partnerships.Get Started
It's easy, secure and only takes a few minutes.Get Started
Our short video guide takes you step by step through the mortgage application process.Watch Now
What Our Customers are Saying
As a first time home buyer, everyone I worked with at Trident, especially Morgan Brown, really helped to keep my mind at ease during a very stressful time. Morgan went above and beyond to make this a pleasurable experience, with regular check ins to see how we were making out in our search; always being available to answer any questions I had; and really taking the time to explain things to me and make sure I understood what was going on through every step of the process. I had a friend purchasing a house through another mortgage company at the same time, and just can't believe the difference in the level of attention and care I received from the Trident group as opposed to the mortgage provider she used, it definitely gave me an even greater appreciation for Morgan and the rest of the staff at Trident.~ M.L.