With a fixed-rate mortgage, the interest rate remains the same throughout the length of the loan. As a result, your principal and interest payments are predictable from the first payment to the last.
Fixed-rate loans are usually offered with repayment terms of 30, 25, 20 or 15 years.
The rates for fixed-rate loans are often slightly higher than the rates for adjustable-rate loans.
Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.
We can tell you more about fixed-rate loan programs.
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What Our Customers are Saying
As a first time home buyer, everyone I worked with at Trident, especially Morgan Brown, really helped to keep my mind at ease during a very stressful time. Morgan went above and beyond to make this a pleasurable experience, with regular check ins to see how we were making out in our search; always being available to answer any questions I had; and really taking the time to explain things to me and make sure I understood what was going on through every step of the process. I had a friend purchasing a house through another mortgage company at the same time, and just can't believe the difference in the level of attention and care I received from the Trident group as opposed to the mortgage provider she used, it definitely gave me an even greater appreciation for Morgan and the rest of the staff at Trident.~ M.L.